Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for vehicle ...

The twenties are the foundational years for credit, but few young adults fully understand how much their financial future is determined by the choices they make during these ten years. A good credit ...

Credit can feel like a shadowy grown-up word that lurks behind terms like “mortgage,” “APR,” or “collections.” But in reality, your credit is more like a behind-the-scenes scorecard. It quietly keeps ...

Roadblocks for today’s young adults include fewer entry-level jobs, rising debt and increasing reliance on debit cards or “buy now, pay later” loans. By Kailyn Rhone When Danny Benson started applying ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...