A goodwill letter is a formal written request asking a creditor to remove a negative mark, like a late payment, from your ...

Consider writing a goodwill letter to the creditor to plead your ... whether it’s removing the negative item from your credit report, a late fee waiver or another form of leniency.

Still, some people report success trying this method. Consider writing a goodwill letter when you’ve had a late payment or other negative item reported on your credit report due to isolated ...