Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire ...

The primary reason to consider a 20% down payment is that, if you have a conventional mortgage loan, that's what you need in order to avoid private mortgage insurance. There's no right amount to ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and ...

Pay your bills in full and on time each month, look for any errors on your credit report and avoid applying for other loans or credit cards too close to your mortgage or refinance application.

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, decreased to 6.71% from 6.72%, with points dropping to 0.60 from 0.64 ...

Reverse mortgages, home equity loans and HELOCs can convert your home's equity into usable cash. Reverse mortgages may be a good choice for people age 62 and older who don't plan to pass their ...