Pay your bills in full and on time each month, look for any errors on your credit report and avoid applying for other loans or credit cards too close to your mortgage or refinance application.

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire ...

Reverse mortgages, home equity loans and HELOCs can convert your home's equity into usable cash. Reverse mortgages may be a good choice for people age 62 and older who don't plan to pass their ...