Freelancers and small business owners can save big for retirement. We compare the SEP IRA and Solo 401(k), including 2025 and 2026 contribution limits, to help you choose.

A major part of retirement planning is choosing which type(s) of retirement accounts you want to use to hold your savings and ...

The SEP IRA is one of the best ways for small businesses and individual business owners to help employees save for retirement, and they’ll be able to contribute even more in 2025 than in 2024. The SEP ...

Self-employed workers and small-business owners who want an easy and inexpensive retirement plan should consider a Simplified Employee Pension IRA, or SEP IRA. SEP IRA plans are easier to establish ...

Did you max out your 2025 IRA contribution limit? If not, plan carefully to get the most out of your retirement accounts. You still have until April 15 of 2026, to make a contribution to your Roth and ...

The simplified employee plan–individual retirement account (SEP-IRA) has long been the star option for sole proprietors seeking to reduce income taxes and save for retirement beyond the lower ...

When you're self-employed, you're in charge of choosing and funding your own retirement plan. In place of an employer-provided retirement plan like a 401(k), you may consider making contributions to a ...

Editor’s Note: Under the SECURE Act 2.0, employers can allow employees participating in SIMPLE or SEP plans to have their salary reduction contributions deposited into Roth accounts (these ...

Retirement plans, like simplified employee pension (SEP) IRAs, go hand-in-hand with attractive tax benefits. Designed for self-employed individuals and small business owners, SEP IRAs allow employers ...