Learn about the distinctions between good debt versus bad debt. Learn how to leverage debt as a tool for financial growth ...

Most credit card issuers provide free credit score access to their cardholders, although they rarely offer information on ...

The post Millions of Americans Blocked From Accessing $731 Billion in Home Equity Thanks to Negative Credit 'Shocks' appeared ...

You should also know when it makes sense to do it anyway and how to minimize the impact on your credit score. How closing a ...

A Reddit poster had a credit score of 676, but his score dropped to 520 overnight. The poster said he did not know why the ...

There’s a reason credit cards tend to get such a bad reputation. A lot of people manage to get themselves into serious debt ...

Home equity has long been a safety net for homeowners—but "negative credit shocks" are leaving them unable to tap equities ...

The key difference is that, with a simple refinance, you can defer closing costs by rolling them into the mortgage and paying them back over the loan term. An FHA simple refinance does have more ...

The good news is that the impact of student loans on credit is not necessarily bad, though it certainly can be. Rather, "student loans affect your credit score in much the same wa ...

Improved creditworthiness: If you foreclose a loan without any missed EMIs or defaults, it reflects positively in your credit ...