A key reason to address a defaulted or delinquent student loan debt is to avoid wage garnishment. “When wage garnishment starts you are stuck,” Cohen said. “You are issued a 30-day letter and then ...

The card earns 1.5% cash back on all purchases, features a sign-up bonus as well as a 0% APR promotion. You’ll get a decent flat rate on all your spending, as well as a welcome offer and ...