Fidelity mutual funds are a popular choice amongst investors. But with thousands of options, which ones should you choose? Dive into this analysis to find out.

One can choose Index funds for their child’s future planning because firstly, you avoid the risk of fund manager bias and if you have limited time to actively monitor your portfolio then an Index fund is a good option.

These schemes invest at least 80% of their corpus in the papers of the highest-rated companies. This makes them relatively safer than other debt schemes such as credit risk funds. They are also safer than gilt funds and long term debt funds that are highly sensitive to interest rate changes in the economy.

Many parents choose to use both NPS as well as mutual funds depending on their financial goals. Let’s explore which option is best for securing your child’s future.

The NPS Vatsalya scheme enables parents to invest in the name of their children until they reach 18 years of age. The primary goal is to amass a substantial corpus for the children over an extended period.

Mutual fund advisors say banking & PSU debt schemes are ‘relatively safe because these schemes invest only in bonds and papers of banks and public sector companies. Since most of these entities are government-backed,