Premade templates make budgeting easier – all you have ... spending and saving,” says Jim Wang, founder of the personal finance blog Best Wallet Hacks. “This helps you find areas where ...

Start with the blank budget spreadsheet provided, not any previous versions your group may have used. Save that sheet with this format: GroupName_Budget_AcademicYear.xlsx. Here is an example: ...

budgeting apps can help you figure it out without having to do everything by hand. Check out our picks for the best budgeting apps, and read more about how we chose the winners. Best Budgeting ...