and has probably made a key barometer of credit risk less accurate, according to a professor who has spent decades studying ...

you risk turning your delinquency into a default. In this case, the lender may try to collect the missed payments or sell the debt to a collection agency. A collection on your credit record can ...

The semiconductor industry serves as the backbone of the modern digital economy, powering everything from electronics to ...

International credit markets’ immediate reaction to the prospect of Donald Trump winning the US presidential election is to ...

Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Technological advancement has given modern financial lenders an unparalled capacity to reduce lending risk, now that lenders ...

Fed survey shows improved consumer confidence in inflation and job market Inflation expectations for year ahead at 2.9%, ...

U.S. consumers in October grew more confident about inflation continuing to ease and in the health of the job market, and for ...

The downgrade pushes Southern Water one step closer to a default because of a covenant in its bonds that is triggered if it loses two of its investment-grade credit ratings. Rating agency S&P also ...

The view that African firms and governments pay a higher cost of capital than is necessary to compensate investors in debt ...

What are your delinquency and loss expectations as well as risk-adjusted returns ... it could stress corporate credit, affecting companies' ability to service debt. Currently, the trailing 12-month ...