The National Bank for Financing Infrastructure and Development (NaBFID) may offer partial credit enhancement and first loss default guarantees to infrastructure companies. This could improve credit ...

Including the impact of the merger of HDFC twins, deposit growth increased by 12.2 per cent in June 2024. On the other hand, bank credit growth stood at 15 per cent, net of the merger, in June 2024, ...

It also shows that there is only one way the system is headed—credit growth needs to slow down in line with the deposit growth calibrated by RBI. When it comes to credit, regulatory actions have ...

However, many believe that it is not a systemic concern but may be specific to individual banks since every credit creates its own deposit. The annual growth in bank credit, at 13.7 per cent, outpaced ...

The Chicago Bears are potentially still in the market for a game-breaking edge rusher, and Haason Reddick of the New York Jets fits the bill. Reddick is entering the final season of a three-year ...

Christina Ly is a writer at TPG. She has covered credit cards and personal finance topics since joining the team in 2022. Daisy is a credit cards editor at TPG. Her expertise spans earning and ...

Deposit growth rate falling far below credit growth rate in public sector banks (PSBs) has become a cause for worry not only for banks but also the RBI and the Finance Ministry. During 2020-21 to ...

The elevated credit-deposit ratio for the system is further limiting banks’ ability to pursue credit growth. While the gap between deposit and credit growth has narrowed from the peak of 8.8% in ...