Welcome to the Money blog, Sky News' personal finance and consumer hub. A development chef who creates biscuits for McVities ...

A higher credit score, ideally 750 and above, can help you secure a better interest rate. It reflects your creditworthiness ...

The GOP’s “big, beautiful bill” will impact people’s finances through tax provisions, cuts to social programs and diminished ...

Home equity loans are secured by your equity, which is the difference between the property's value and any existing mortgage balance. For example, if you owe $150,000 on a home valued at $250,000 ...

Discover the 7 key factors influencing your home loan EMI—from loan size, rate type, tenure, credit score to prepayment ...

The interest rate your lender gives you isn't the true cost of your mortgage. Learn how to calculate your effective interest ...

The best mortgage lenders will have a combination of low rates, several loan options and excellent customer service. Money’s ...

Know how to improve your home loan eligibility with smart tips. Boost your credit score, add income sources, and use a loan calculator before applying.

Recently, aspiring home buyers are seeing a little relief. The housing market in general — though there are, of course, ...

Before you buy a home, learn how your income, housing costs, and the 30% rule work together to determine what you can realistically afford.

Most potential home buyers know the basics. You can secure a lower interest rate by improving your credit score, making a larger down payment or shortening the loan term. But with interest rates for a ...

Generally, longer-term loans have higher interest rates. According to Ken Flaherty, senior manager of retail lending for ...