As states rush to address falling literacy scores, a new kind of education debate in state legislatures is taking hold: not ...

US schools are going all in on phonics, but research shows that approach won’t work for every child. A blended literacy ...

Ray has personally written about hundreds of credit card offers from banks and credit unions across America and enjoys helping people find the best cards and rewards programs for their specific ...

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national ...