Social Security taxes apply only to the first $168,600 of annual earnings. Those who have earned at least this amount each year for 35 years are more likely to qualify for the maximum benefit.

The change represents a 2.3 percent increase in monthly average payments over the year, closely mirroring the 2.5 percent Cost-of-Living Adjustment (COLA) announced by the Social Security ...

To qualify for the maximum Social Security benefit of $5,108 a month in 2025, you need to have earned at or above the wage base limit for 35 years. Delaying until age 70 is what locks it in.

Social Security payments for certain recipients could be larger this week thanks to a law that was recently put into place.

Many people dream of locking in the maximum Social Security benefit when they retire — and it’s easy to understand why. As the cost of living rises and traditional pensions disappear ...

The amount of Social Security benefits depends on the age at which individuals retire. As of now, the maximum monthly benefit of a person retiring before their full retirement age (FRA ...

What is the maximum Social Security benefit in 2025? In 2024, the highest Social Security benefit for individuals retiring at full retirement age was $3,822 per month, according to the SSA.