A: I’m going to be rather blunt with you. They didn’t mess up. You did. It’s your job to educate yourself about the benefits ...

Sometimes people will write to me complaining that the government, specifically, the Social Security Administration, has messed them up and cheated them out of benefits they might have been due.

I am 66 and have been on Social Security Disability Insurance (SSDI) for decades after breaking my back. I read that even though the Social Security Retirement fund may go belly up in my lifetime, the ...

I’ve read that the Social Security Administration offers a lump-sum payment to new retirees who need some extra cash. I haven’t yet filed for my retirement benefits and would like to find out if this ...

Devising a plan to overcome the worst-case scenarios in retirement empowers you to address them. No matter what your worst-case scenario may be, the best time to plan for it is before filing for ...

I was married for 30 years when I filed for divorce at the age of 53. The challenges of becoming a single person were, of ...

Even though I am a few years away from retirement, I was at my local Social Security office on a ... If he were to die before ...

He plans to leave me a life estate in the condo and the ability to receive rent from his properties’ “I have two adult children and he has one from whom he had been estranged.” (Photo subject is a ...

My husband is seven years younger than I am. However, he has early-onset dementia, which has turned our lives upside down. I am in my mid-60s, at retirement age now, but I plan to work much longer.

Bill Miller, 82, works as a real-estate broker and part-time as a forklift driver in North Carolina. His wife, 77, still ...

If you're looking to increase or preserve your retirement savings, this year has been a roller-coaster ride — and that's true whether you're still collecting a paycheck or you've already made your ...