Paying off debt is the best way to raise your credit score. Also, use only 70% of the credit available to avoid an indication ...

Drivers with bad credit can pay significantly more for car insurance, even with a perfect driving record. Better credit means ...

If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.

Here’s what to know about credit scores and how to raise yours: A credit score is a three-digit number that indicates how likely you are to pay back money when you borrow it, based on your credit ...

The Amex Platinum Card is a premium travel and lifestyle card, and it generally requires good to excellent credit to qualify.

Brenda Brown, a loan officer with more than 20 years of experience, sat down with us to answer questions about credit.

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

A key reason to address a defaulted or delinquent student loan debt is to avoid wage garnishment. “When wage garnishment ...

Unlike with most cards that require a cash security deposit, applicants may be able to qualify for a credit limit larger than their deposit. Flexible security deposit requirements and a $0 annual ...

Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan ...

While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers.

While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers.