Americans are putting more on plastic, a sign that household cash flow is shaky and spending is unsustainable.

Credit Card Users Are Still Paying Off Last Year’s Holiday Debt Americans tend to overspend during the holiday season. In ...

Missing credit card payments will add to your debt balance and over time can damage your credit. Late fees and interest grow ...

First and foremost, don't use your credit card to take out cash -- even though you might be able to via a cash advance at an ...

If you want a healthy credit profile, you need to understand what exactly it says on your credit card bill. Here's how to ...

Call your credit card company to explain your situation and inquire about setting a new lower payment amount. Offer ...

Calling your service providers could help lower your monthly bills. Try negotiation strategies like timing the call right, speaking politely and researching deals.

If you’ve been denied a credit card hardship plan or offered terms that you can’t afford, credit counseling may get your ...

In this article, you'll learn the optimal time to pay your credit card bill to avoid late fees, enhance your credit score, ...

Fixing your credit doesn’t have to cost anything, despite what many credit repair companies say. We’ll show you 15 free or low-cost ways to improve your credit.

Not paying your secured credit card bill won’t land you in jail, but it definitely damages your credit score and may forfeit ...

Getting your car repaired can be expensive. Here's how you could pay off an auto repair bill over time with a 0% APR credit ...