Each point costs 1% of the purchase price of a home and usually knocks the rate down by 0.25%. On a $400,000 home, you'd pay ...

The 30-year fixed rate mortgage continues to close on the 7% mark. With political uncertainty and the U.S. economy remaining strong, it could keep going up.

The meals, which were more promotional than sales-oriented, shouldn't make originators exempt from receiving overtime pay, an attorney argued.

A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan will be more ...

The best-kept secret about credit scores is that a negative mark to your credit doesn’t necessarily doom your financial ...

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.

Your homeowners insurance premiums aren't tax deductible, but you might be eligible for other property-related deductions.

When the Colorado Legislature created a “right” for students to force their teachers to call them by a name that is different ...

Definition: Chattel mortgage is a loan extended to an individual or a company on a movable property. Here, the ‘chattel’ or the movable personal property which could be a car or a mobile home can be ...

Ramsey went on to talk about the benefits of not being broke. “When you’re not broke, you have that income coming in and ...

Definition: Open-end mortgage allows the borrower to borrow additional money on the same loan amount up to a certain limit. Description: Open-end mortgage saves borrower the effort of going somewhere ...