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The roads are jammed and shops are chock-a-block as people make beelines for malls and markets to grab just the perfect gift.

Typically, you can save about $10 to $30 per gift card package. But those savings can come at a high price: Most will cost you at least $70, with no option to buy smaller gift card denominations.

This is a new gift card package and can be bought only online. Even if you're buying gift cards online, you can earn up to 3% in cash back by getting one of the best credit cards for Costco.