As a trusted personal finance writer and mortgage specialist, Maryalene LaPonsie has interviewed hundreds of certified financial planners, CPAs and wealth advisors, and distills their expertise ...

sturti / Getty Images A conventional mortgage is a homebuyer’s loan made through a private lender. Compared to a Federal Housing Administration (FHA) loan, a conventional loan often requires a ...

What is a mortgage loan? Mortgages are a type of secured loan used to buy real estate. Since most people can't afford to pay the average price of a home out of pocket, they use a mortgage to make ...

Many prospective homebuyers will need to take out a loan with a reputable mortgage lender to make their home-owning dreams a reality. When you’re ready to buy a house, you’ll want to take ...

"A borrower who originated a 5/1 adjustable-rate mortgage (ARM) coming up for adjustment is a good candidate to consider a ...

Most people associate a mortgage with buying a house, but a construction loan finances the home build — from purchasing the lot, paying for labor and materials and covering any permit fees.

Although experts optimistically predicted rates would fall close to 6% by the end of 2024, projections have changed significantly. Fannie Mae now expects average 30-year fixed mortgage rates to hold ...