Learn more Rates for many of the highest-earning certificates of deposit are starting 2025 off a little lower than they were a few weeks ago. But while gone are the days of the widely available 6% ...

Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...

Though not as common as savings accounts, there are many certificate of deposit pros and cons that might help you with your ...

Right now, there are 1-year certificates of deposit (CDs) that pay rates of 4.00% or more. If you open a short-term CD like a ...

With the CD account interest rate landscape changed, savers should consider the answers to these four questions now.

Most experts recommend mixing up long- and short-term CDs in what is called a CD ladder. This involves spreading your deposit ...

We analyzed “best CD” lists from 11 of the best-known financial sites to find the CDs that were recommended the most ...

It’s not easy to grow your savings. If you’re like most Americans, earning the highest interest rate on your deposit accounts ...

Certificates of deposit offer decent interest rates right now. But for most people, there are two better alternatives. Find ...

Commissions do not affect our editors' opinions or evaluations. A one-year certificate of deposit (CD) gives you a guaranteed return on your investment with the security of FDIC insurance and the ...

See how we rate banking products to write unbiased product reviews. Opening a certificate of deposit (CD) can be a solid way to lock in predictable growth on your savings. Currently, the highest ...

Certificates of deposit are among the smartest ways to prepare for lower interest rates and earn guaranteed yields on your savings. But they come with a catch: You can only deposit money once ...