Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Millions of people could see their credit score drop, thanks to a change from one of the biggest reference agencies 'Experian ...

Going over your credit limit triggers fees, higher rates, and score damage that most people don't see coming.

You’re more likely to find rates below 4% when you have a higher credit score ...

Even though Fannie Mae dropped its FICO minimum, individual lenders still have the ability to set their own credit score requirements. "That being said, there may be cases where someone with a 597 ...

Personal Tradelines charged upfront fees for unauthorized user schemes that violated Colorado law Company made false claims ...