Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

If your credit score is stuck below 500, chances are it is not bad luck but a few repeat mistakes quietly pulling it down.

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

MCKINNEY, TX / ACCESS Newswire / December 19, 2025 / New research demonstrates how digital footprint data transforms credit risk assessment and expands access for underserved borrowers. RiskSeal, a ...