Aug 27, 2025 · Deciding whether to save for retirement with an IRA or a 401 (k)-or both-can be a hard decision. Here's what you need to know about both types of accounts.

Nov 17, 2025 · Both 401 (k)s and IRAs can help set you up for retirement but they have some key differences. Their rules, contribution limits, and investment options vary.

IRAs and 401 (k)s both have tax benefits for retirement savers. Get your 401 (k) match, then max out your IRA. Many, or all, of the products featured on this page are from our...

Nov 24, 2025 · 401 (k)s generally allow higher contributions but offer fewer investment options, whereas IRAs have lower contribution limits -- and income caps for high earners -- but offer …

Aug 12, 2025 · Anyone with eligible earned income can open an IRA, but a 401 (k) is only available through an employer. A 401 (k) has a higher contribution limit than an IRA. A 401 (k) …

Jul 19, 2024 · Understanding the primary distinctions between an IRA and 401 (k) is crucial to picking the right retirement savings plan for you. An employer offers a 401 (k) plan. In contrast, …

Jan 1, 2025 · IRA vs. 401 (k): What's The Difference and Which is Better For You? IRA and 401 (k) accounts let you save for retirement with tax benefits. Employers may match your …

May 22, 2025 · Americans have several choices when it comes to saving for retirement. Two of the most popular options are a 401 (k) plan and an individual retirement account (IRA). Assets …

Jan 14, 2025 · 401 (k) plans and IRAs are both retirement savings accounts that offer tax benefits, but there are some key differences between the two. The IRS sets annual contribution limits …

Learn how an IRA and a 401 (k) can work together. Enroll in your company's 401 (k) and contribute at least the amount that your employer will match. Go back to your 401 (k) plan and …