Retirement topics - Required minimum distributions (RMDs)
Review the required minimum distribution rules for certain retirement plans, including traditional IRAs, SEP IRAs, SIMPLE IRAs and 401 (k) plans.
Calculate Your RMD - Charles Schwab
Use our RMD calculator to find out the required minimum distribution for your IRA. Plus review your projected RMDs over 10 years and over your lifetime.
RMD Calculator
Dec 31, 2024 · Once a person reaches the age of 73, the IRS requires retirement account holders to withdraw a minimum amount of money each year – this amount is referred to as the …
Required minimum distributions (RMDs) | Rules and strategies
Apr 21, 2025 · Required minimum distributions (RMDs) can be an important part of your retirement-income plan, but it's important to know that they come with some strict rules about …
Required Minimum Distribution (RMD): Definition and Calculation
Apr 29, 2025 · A required minimum distribution is a specific amount of money you must withdraw from a tax-deferred retirement account each year, beginning at age 73.
How to Calculate Required Minimum Distributions (RMDs)
Oct 23, 2025 · A required minimum distribution (RMD) is the amount you must withdraw from certain pre-tax retirement accounts each year once you reach a specific age. The current RMD …
Here are some of the biggest required minimum distribution …
Nov 24, 2025 · Many retirees soon must take required minimum distributions and mistakes can be costly. Here's how to avoid them.
Don't Want to Take Required Minimum Distributions (RMDs)?
Nov 25, 2025 · 2. Donate to charity -- the right way If you don't want to see your taxes increase due to being on the hook for an RMD, a qualified charitable distribution, or QCD, is a good way …
Retirement plan and IRA required minimum distributions FAQs
Required minimum distributions (RMDs) are the minimum amounts you must withdraw from your retirement accounts each year. You generally must start taking withdrawals from your …
Required Minimum Distributions | Capital Group
A required minimum distribution (RMD) is the minimum amount the Internal Revenue Service (IRS) requires you to withdraw from your tax-deferred retirement account (s) annually.