Credit Score 101: What it represents and how you can build it up

What your credit score actually means

There are several steps you can take to improve your credit:1. Check your credit report: You can request a free copy of your credit report from each of the three major credit bureaus (TransUnion, Equifax, and Experian) once per year. Make sure that the information on your credit report is accurate, and dispute any errors you find.2. Pay your bills on time: Payment history is the most important factor in your credit score, so make sure to pay all of your bills on time. Set up automatic payments o